<sup>Cultivated For You</sup><br/>Your Goals are the Key to Rampant Growth

Cultivated For You
Your Goals are the Key to Rampant Growth

The best futures are achieved through naturally diverse investments. Like the strongest of trees, the seeds you plant today will lead to a lush canopy of comfort, shelter, and protection tomorrow.


Organic growth underlies all we do at Watertree Financial Wellness Management. Together, we'll design a roadmap that starts with the future you want and ends with your dream retirement. Our approach is designed to help your retirement weather the harshest of storms.

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Our Process

Our Process

Karen’s financial advisory practice centers on helping women and small business owners plan for all of life’s challenges and transitions.


She seeks to help each client develop a financial strategy that leads to security when dealing with some of their greatest challenges including retirement, long term planning, divorce and college planning.


Karen looks to help small business owners with protection strategies for both personal and business assets, growth strategies, group life insurance, disability insurance, health insurance plans, buy/sell agreements and other business strategies.

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Our Philosophy

Our Philosophy

Our philosophy is to treat each individual with respect compassion, empathy, and patience . We aim to meet you wherever you are in the process even if you haven't started one. 


We all work hard, but we shouldn't have to work so hard only to fall short financially. With the proper financial guidance, you should be able to achieve everything you want for financial wellness knowing exactly what steps you need to take.


We are confident that with the right tools, you can have control of your financial life, stop worrying about money, and allow yourself and your business to prosper.

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 Your Goals. Our Strategies.

Discover an array of services for all your financial needs.

Investments

Investments

Smart investing shouldn't perplex, puzzle, or confound. Our data-driven strategies may help you avoid even the deepest of pitfalls.

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Retirement

Retirement

Enjoy the fruits of your labor. We can help you build a retirement strategy that is sure to keep you excited for what's to come.

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Estate

Estate

Effective estate management enables you to manage your affairs during your lifetime and beyond. With over 100 years of collective experience, we'll help secure your legacy for generations to come.

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Insurance

Insurance

Our dedicated professionals can help create the insurance strategy you need. Protect your family, with our help, from the financial consequences of life's unexpected events.

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Helpful Content

Curated articles, videos, and more, for a financially savvier you.

Budget Check Up: Tax Time Is the Right Time

Budget Check Up: Tax Time Is the Right Time

Tax preparation may be the perfect time to give the household budget a check-up.
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What's My Potential Estate Tax?

What's My Potential Estate Tax?

This calculator helps estimate your federal estate tax liability.
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Exploring the Federal Student Grant Program

Exploring the Federal Student Grant Program

In this article, explore the benefits of the Federal Student Grant Program.
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Have a question? We're ready to help.

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